The assumption documents are such that all existing loan documents are assumed by the assuming borrower, so such inclusions may be redundant.
With that, by selecting "Yes" to "Is the loan being modified during the prepayment period?", you do get the Assuming Borrower waiver to CA prepayment statues as a provision that the borrower will execute with the loan assumption agreement. This is to address the issue by not having a separate document.
The Assuming Borrower would have seen, and through the loan assumption agreement, acknowledged, the Hazard Insurance Disclosure and Notice of Right to Receive Copy of Appraisal.
At this time we do not automatically include a LPOA or Borrower Consent to the Use of Tax Return Information.