What is the Default Rate?

Description

The default rate is the rate of all loans issued by a lender or financial institution that is left unpaid by the borrower and declared to be in default. GoDocs can customize (a) the number of days until default, (b) calculation either by no default rate, max rate, increased percentage, or a specified rate, and (c) the specific default rate used.

GoDocs Software Output Sample

Note: When combined with a late payment charge, the late charge is payable in addition to, and not in lieu of, any interest payable at the Default Rate.